The banks are facing a crisis, and this time it's too serious even for the old boys' club to sort it out - this time, they've sunk to government intervention. But opening the vaults to public scrutiny brings a whole host of problems for those at the top: people want to know where the money's gone, they want loans, reasonable interest rates and much much worse - accountability. The fortress of high finance is crumbling, and it may be time for a change of management - before it's too late.